Loan Facility

Home Loan is long term credit offered by banks to home buyers to help them purchase their dream house against the collateral of the home purchased.

Instant Home Loan are pre-approved home loans in which the loan amount is decided based upon your income levels and repayment capacity.

Currently, lowest home loan interest rates are starting @ 6.65%. Housing loan can be availed up to a tenure of 30 years and up to 90% of the property value.

Loan Facility

Loan For Salaried

Salaried individuals are people with a fixed income. Many times they come across situation which reqiure them to spend some extra money, which might be diffcult unless such expense has been planned in advance.

This is because salary that they get every month is fixed. They need a suitable way to get release out of the situation and this is where housing loan for salaried can help out significantly.

Loan For Self Employed

Individuals low business income and non salaried employed might feel that they will not be eligible for a housing loan. DHRPL provides a facility of non salaried employed or businessman.

Criteria For Loan


  • Salary: The applicant must have a monthly salary of Rs. 25,000 in order to get a Housing loan.
  • Age: The applicant must be minimum 21 years of age and should not be more than 60 years.
  • CIBIL score: Cibil score must be good of the applicant.

Document Required


Applicants also need to submit some documents in order to get a loan.

Salaried

  • ID Proof
  • Address Proof
  • Last 3 Salary Slips
  • Last 6 Month Bank Statement
  • 3 Year Income Tax Return
  • Passport Size Photo
  • Property Document

Non Salaried

  • ID Proof
  • Address Proof
  • Income Proof
  • Last 1 Year Bank Statement
  • Passport Size Photo
  • Property Document